About Us
Juan Garza Insurance Agency in Harlingen has been in business for over 40 years. Family owned and operated, with our team of fully licensed, independent agents we aim to provide top-quality service.
Juan Garza Sr. opened his company doors in 1970 and retired in 2004. Juan Garza Jr., and his brother Troy, are continuing the family legacy as they work alongside trusted agent Ruth Ayala, who has been with the company for seventeen years.
You don't have to wait for insurance to be affordable to visit with Juan Garza Insurance Agency in Harlingen. Our rates are "always special", so don't wait any longer. "You need more than a guard dog to protect your family." Come by 1925 W. Loop 499 Suite A in Harlingen, Texas or call us today at 956.428.6300 for more information or to set up a consultation.
Juan Garza Jr., (Agency Principal)
Juan has been a licensed insurance agent since 1994 working alongside his brother Troy and sister Velma Garza at their father's (Juan Garza Sr.), Exclusive Allstate Agency in Harlingen, Texas. Following in his father's footsteps, Juan opened Juan Garza Insurance Agency. Upon his father's retirement, Juan Garza Jr. continued his legacy by providing professional insurance products and services at Juan Garza Insurance Agency. Raised in Harlingen, Juan is aware of the needs and concerns of the people living in the Rio Grande Valley.
After graduating from Harlingen High School, he went on to earn a Bachelors of Arts degree at Texas A&M in Kingsville and proudly served in the United States Army. The Agency is very family oriented and will go above and beyond to help with all your insurance needs.
Troy Garza, (Agent)
Troy has been a licensed insurance agent since 1992 working alongside his father, Juan Garza Sr., at his Exclusive Allstate Agency in Harlingen, Texas. Raised in Santa Rosa and the Harlingen area, Troy is also aware of the needs and concerns of the people living in the Rio Grande Valley.
After graduating from Santa Rosa High School, he earned a Bachelors of Science degree at Pan American University in Edinburg, Texas and proudly served in the United States Navy. Together Troy and wife Gloria are proud parents of 3 children, Troy Erik, Noel, and Alexis; hence he also understands the value of family and insurance needs.
Ruth Ayala, (Agent)
There is no greater joy for Ruth Ayala than to know that she has made her clients feel at ease, and has provided the best possible service with a caring and friendly smile. Ruth is a graduate of Mercedes High School, and has been a part of the Juan Garza Insurance Family since January 1994. After 15 years of working in manufacturing, she decided to change her career. She is a fully licensed sales agent specializing in personal lines. Commuting from Mercedes to Harlingen for more than 17 years is never a burden for Ruth, because she loves what she does and the people she works with.
Ruth and her husband Rogelio are proud parents who after 34 years of marriage raised 3 boys Roy Jr., Rudy, Rene and 1 daughter, Rita. With her family background, Ruth is very much aware of the needs of our community. You can rest assured that she will provide the best possible service to help you obtain all your insurance needs.